More about Halifax Home Insurance

Our home insurance provides you with comprehensive cover at a competitive price. But don?t take our word for it, compare our cover with other providers using this independent service.

Get a quote

Buildings Insurance

Halifax Buildings Insurance automatically gives you unlimited cover on your home. Your house, your garage and your outbuildings, such as sheds, are all covered for the full cost of rebuilding. You also get cover for walls, paths, drives, patios, terraces, fences, hedges and gates. Many people now have solar panels and wind turbines, so they?re covered too, as are your fixtures and fittings.

Contents Insurance

Halifax Contents Insurance covers all those treasured possessions that make a house a home, for the cost of repairing or replacing them on a new for old basis. While the cover is generous, the cost is kept low. For a full list of what is and isn't covered please refer to our Home Insurance Policy Booklet.


Additional cover

We offer a range of additional cover, with additional premiums, to give greater protection to your home and its contents. This can be selected at the end of the quote process. If you already have a Halifax Home Insurance policy and are interested in adding cover, please call us on 0845 600 6001.

  • Home Emergency Cover

    Protect yourself against the cost of emergency repairs from unexpected events, such as a gas leak or a break-in with Home Emergency Cover. Cover is provided for up to £500 per claim and covers the cost of call-out charges, labour and materials. The service is available 24 hours a day, 365 days a year, and there's no excess to pay. What's more, home emergency claims don't affect your no-claims discount. More about Home Emergency Cover

  • Legal Expenses Cover

    With Legal Expenses Cover, you and your family are covered for the cost of negotiating for or defending your legal rights. Cover is provided up to £50,000 per insured incident and legal expenses claims do not affect your home insurance no-claims discount. You?ll also have access to a 24-hour legal advice helpline. More about Legal Expenses Cover

  • Accidental Damage Cover

    Our buildings and contents policies provide cover for accidental damage to certain items as standard. You can also extend your policy to cover all those unintentional and unexpected accidents such as spillages on carpets and furniture, as well as DIY mishaps.More about Accidental Damage Cover